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5 Ways eCommerce Merchants Can Increase Authorization Success Rates

To make more sales, it is imperative for eCommerce merchants to improve authorization success rates and reduce transaction declines. The eas...

Saturday, August 06, 2016

How Hackers Get Your Vital Information

Calculator and currencies in work station

Beware! Identity thieves are crawling all over the Internet. Every 3 seconds of the day, some innocent persons like you fall victim to their schemes. For now, no one is immune so please pay attention to this information. As the records indicate, the best-known abuse is theft of your credit card numbers. When it happens, many customers experience fraudulent charges on their accounts. Credit Card numbers are obtained in many ways. Sometimes it’s as simple as a small device called a skimmer that captures the data on your magnetic strip. Restaurant staffers and retail employees can also use pocket skimmers to duplicate your card info when the card is out of your sight. Perhaps the biggest use of skimmers is at gas pumps where they grab your data as you pay at the pump.

 

As you can see, these activities are common everyday activities when credits cards are used. While many consider credit card theft the worst kind of identity theft, it’s really a low-level type of data theft. Most card issuers cover the fraud at no charge to customers. At most, your risk is around $50. The real loss to you is the time it takes to mop up the problem even if the amount of money lost is really small. Of bigger loss is hacked data which the hackers can deploy to very devastating use. When they hit your account, they can access your names, dates of birth, Social Security numbers (SSN), health care ID numbers, home addresses, email addresses and employment information, including income data. With this information, the hackers can open new credit accounts, obtain government documents, and even commit medical identity theft. This is a growing threat that could use up health benefits or add false, potentially harmful data to victims’ medical records. Imagine an instance where someone uses your medical ID to get treatment and has the wrong blood type entered into your records. In an emergency, this sort of identity theft could be deadly. Can anything be worse than that?

Another common hack occurs when you willingly visit a malware-riddled website that could download a key-logger without your knowledge. The next time you do some online banking; the malware captures your password and sends it to the hackers. Alternatively, you might open a loaded email that appears legit but is really seeking to capture data like passwords and other info. These are often referred to as phishing scams because people are fishing for more of your personal data. As stated earlier, no one is immune from hackers. Because it is far more time consuming to correct full-blown identity theft, you can have some kind of protection in PrivacyMaxx.

PrivacyMaxx provides pro-active Identity Protection and Restoration that is guaranteed. To avoid frustrations, losses and headaches, start securing your future now and build a tidy income offering ID protection to your customers, friends, and family. PrivacyMaxx Family Identity Theft Protection Plan is available at TripleClicks.com. It can also be a great source of extra income for SFI Affiliates. Check it out, take out yours and get protected NOW!!!!!!


Friday, August 05, 2016

The Economics of Time-Wasters Vs Time-Savers

Notepad, coffe cupt, cup of water in work station.

Do you work in an office? Do you believe you work very hard but get little results? The simplified table below can help you make the changes you need to be more productive in your use of time. All these may vary from person to person depending on their separate activities but the examples below can act as a good guide in carrying out your own exercise.

ACTIVITY

Going to work



Office prayers




Meetings






Telephoning





Lunch breaks






Receiving visitors





Travels










Procurement






Selling





Office paper work
TIME-WASTERS

Taking long routes
Using slow transportation
Entering traffic jams

Long sermons
Congregational prayers
Testimonials
Exorcising

Meetings in distant locations from work place
Large group meetings
Lack of meeting agenda
Arguments
Lack of focus for meeting

Talking about trivia on phone
Long conversations
Talking socials at work
Receiving incessant calls


Taking lunch breaks at distant locations
Taking multiple-course meals for lunch
Taking lunch with a large group of people

Receiving any and all kinds of visitors
Welcoming visitors at all times
Engaging in endless conversations with visitors


Frequent and long distant journeys
Slow transportation
Making all journeys personally







Aimless shopping
Unplanned buying
Discussing trivia with suppliers
Window shopping



Unplanned selling
Discussing trivia with buyers
Dealing with distant and far flung customers


Piling up routine paper work
Doing everything yourself
Over-centralization of work
Delayed decisions
Lax approach to paper work
Undue procrastination
TIME-SAVERS

Live near your work place
Avoid traffic jams
Use fast transportation

Private individual prayers
Prayers outside working hours
Prayers before work time begins


Schedule meetings preferably within working environment
Encourage only small group meetings
Have a clear and written agenda
Avoid unnecessary arguments
Focus only on what is important

Screen all in-coming calls
Talk only business at work
Limit your conversations to not more than 2 minutes per call
Switch off your phone at crucial work hours.

Take light and fast lunch
Eat somewhere near-by if not convenient in your work place
Eat lunch alone or in a group of 2 to 4
Skip lunch if you can


Screen all visitors
Receive visitors only at designated periods
Discuss briskly and business-like with visitors




Reduce frequency of journeys by making only those that are absolutely necessary
Learn to use more of the telephone, fax and e-mail
Send subordinates if any on less important journeys
Use fast transportation if affordable
Deal more with customers and suppliers not too distant from where you operate


Plan and budget for all purchases
Deal mostly with near-by suppliers
Be business-like in all discussions
Contract out supplies if practicable
Order for procurement to be supplied to site


Plan and budget for all sales
Be business-like in all discussions
Deal more with near-by customers
Use distributors if convenient


Treat paper work as due
Delegate as much as convenient
Trust and rely on others
Avoid procrastination
Time yourself
Use dead-lines
Make quick decisions